TradelineRise
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CROA-compliant · FCRA-aligned · Real tradelines

Real primary tradelines.
Watch your credit rise.

Verified primary tradelines from established issuers, plus FCRA-authorized credit removal services. Transparent pricing, fast reporting, zero CPN nonsense.

Browse tradelines → Start a removal
24–45 daysaverage posting time
3 bureausExperian · Equifax · TransUnion
60-dayposting guarantee
FCRA dispute-process compliant
Established issuers only · zero CPNs
60-day posting guarantee
Crypto · card · ACH accepted
Primary Tradelines

Real lines from real issuers.

Every tradeline below comes from a verified primary cardholder with seasoned account history. Limits, age, and utilization are exactly what posts to your bureaus.

Major Bank · Visa 6 spots open

$10,000 limit

Excellent for first-time builders or thin files.
Age
5 yr
Util.
≤ 5%
Posts
3 bureaus
$349/ line
Add to cart
Most Popular
Major Bank · Mastercard 3 spots open

$25,000 limit

Sweet-spot tradeline for utilization gains and age boost.
Age
7 yr
Util.
≤ 5%
Posts
3 bureaus
$549/ line
Add to cart
Major Bank · Visa Signature 1 spot open

$50,000 limit

Decade-aged tradeline. Best move for credit-mix and length.
Age
10 yr
Util.
≤ 3%
Posts
3 bureaus
$849/ line
Add to cart
Retail · Store 8 spots open

$15,000 limit

Retail tradeline diversifies your credit mix without bank pull.
Age
4 yr
Util.
≤ 10%
Posts
3 bureaus
$279/ line
Add to cart
Premium Bank · Platinum 4 spots open

$30,000 limit

Premium-tier issuer. Sharp utilization win + 6-year age.
Age
6 yr
Util.
≤ 4%
Posts
3 bureaus
$619/ line
Add to cart
Bulk · Multi-line Pack 2 spots open

$100,000 bundle

Three primary lines stacked. The fastest pull of available history.
Age
8 yr
Util.
—
Posts
3 bureaus
$1,499/ line
Add to cart
Credit Removal · FCRA Disputes

Inaccurate item? We file the dispute.

The Fair Credit Reporting Act gives you the right to dispute any item on your credit report that's inaccurate, incomplete, or unverifiable. We do the legwork for a flat fee. Outcomes vary by case.

×

Single item removal

One inaccurate or unverifiable item across all three bureaus. Includes initial dispute filing, follow-up if needed, and a result report.

$99 one-time
★

3-bureau cleanup

Up to 5 disputed items across Experian, Equifax, and TransUnion. Best for clients with multiple errors or collections to challenge.

$299 one-time
⟲

Inquiry removal

Unauthorized hard pulls aging your score. We file the FCRA inquiry challenge with each bureau and supply you the response letters.

$49 one-time
How It Works

Three steps. No surprises.

Pick a line or service

Browse verified tradelines and credit removal options. Every listing shows the real age, limit, and utilization that will report.

Pay your way

Card, ACH, or crypto (BTC, ETH, USDC). Your order is locked in the moment payment confirms — no waiting for "approval."

Watch it post

Tradelines typically appear on all three bureaus within 24–45 days. Removals work on the bureau's investigation cycle — usually 30 days.

Client Outcomes

What clients have shared with us.

Outcomes vary. We don't promise scores — just process.

★★★★★
Bought the $25k line. Posted to all three bureaus in 31 days. Process was straightforward and the team kept me updated.
DM
Daniel M.Verified buyer · Texas
★★★★★
The 3-bureau cleanup got two charge-offs removed within six weeks. Honest pricing, no upsells, real letters.
SR
Sarah R.Verified buyer · Florida
★★★★★
Most companies in this space are sketchy. TradelineRise is the first one I'd actually recommend. Posting guarantee made me trust the listing.
JK
James K.Verified buyer · California
Frequently Asked

Everything you'd want to know.

What is a primary tradeline?
A primary tradeline is a credit account where you're the primary account holder. It reports to the bureaus as a line you opened and manage directly — different from authorized-user lines, which show you as added to someone else's account. Primary tradelines carry more weight because they reflect your direct credit history.
How long until the tradeline appears on my credit report?
Most tradelines post to your three bureaus within 24 to 45 days. The exact timing depends on each issuer's reporting cycle. We confirm posting before considering the order complete, and if it doesn't post within 60 days, you're entitled to a full refund.
Will buying a tradeline guarantee a credit score increase?
No. We do not guarantee specific score outcomes — that would violate the Credit Repair Organizations Act. Results vary based on your existing credit profile, the tradeline's age and limit, and your overall utilization. The data we share is about what typically happens, not what will happen for you.
What does credit removal involve?
We file FCRA-authorized disputes with the three credit bureaus on items you believe are inaccurate, incomplete, or unverifiable. The bureaus then investigate — they have 30 days to respond. Items only come off if the bureau cannot verify them with the original creditor. We charge for the dispute work itself; outcomes depend on the bureau's response.
Is this legal?
Yes. Selling primary tradelines from legitimate cardholders and filing FCRA-compliant disputes are both legal practices. We do not sell CPNs (Credit Privacy Numbers — those are typically stolen SSNs and selling them is wire fraud), we do not file false disputes, and we do not make outcome guarantees. We comply with CROA and FCRA.
What's your refund policy?
Full refund if a tradeline does not post within 60 days. For credit-removal services, the dispute work is non-refundable once filed because the labor has been performed — this is the industry standard and CROA-compliant. See our Terms for full detail.
What payment methods do you accept?
Credit/debit cards, ACH bank transfer, and crypto (BTC, ETH, USDC, XMR). Crypto orders are confirmed once the transaction hits two network confirmations.

Ready to start building?

Browse verified primary tradelines, or start an FCRA dispute on an item that shouldn't be on your report. Either way, the next step is one click away.

Browse tradelines Start a removal